Eligibility Review
We check exactly what you qualify for under the ACA based on your income, household size, and state. Most reviews take under 10 minutes and cost nothing.
Check eligibility →ACA Health Insurance Specialists
Quality health coverage, often $0 out-of-pocket.
We specialize in unlocking the full potential of the Affordable Care Act for individuals and families across the United States. Many of our clients qualify for premium plans without spending any of their own money.
- Free eligibility check
- Reputable carriers
- Open enrollment & SEP help
About HCBN
Quality health insurance shouldn't depend on whether you understand the ACA.
At Healthcare Benefits Network, we specialize in unlocking the full potential of the Affordable Care Act for individuals and families across the United States. Our team is committed to making quality health insurance accessible, and many qualified clients pay nothing toward their monthly premium.
Surprised? You're not alone. Most people who qualify for fully-subsidized plans don't know they do until they talk to us.
Our services
Tailored health coverage with $0 out-of-pocket.
Our expertise is meticulously matching you with the ACA benefits you deserve.
Plan Matching
We compare carriers and plans available in your area, factor in subsidies, and recommend the option that gives you the best coverage for the lowest cost.
Compare plans →Enrollment & Renewal
We handle the paperwork, the marketplace navigation, and the annual re-enrollment so you don't lose coverage or pay more than you should.
Get enrolled →Why HCBN
Most people leave money on the table. We make sure you don't.
$0-premium expertise
If you qualify for a fully-subsidized plan, we find it. If you don't, we find the lowest-cost coverage that actually fits your needs.
Open enrollment + SEP
We work both windows. Lost your job, had a baby, moved states, you may qualify for a Special Enrollment Period right now.
Licensed & vetted
Every advisor is a licensed health insurance agent in your state, certified to enroll on the federal and state ACA marketplaces.
No-pressure consults
We tell you what you qualify for. If we can't help you, we'll point you to who can. No high-pressure sales tactics.
What clients say
Coverage that didn't cost what we feared.
"I'd avoided shopping for health insurance for years because I assumed I couldn't afford it. HCBN found me a plan with a $0 premium. I'm finally covered."
Patricia G. · Tampa, FL
"They walked me through the subsidies, the network, the deductible, all of it. I felt like I was choosing with information instead of guessing."
Daniel R. · Houston, TX
"After my divorce I had no idea how to get back on health insurance. HCBN handled the whole thing during the special enrollment window."
Vanessa M. · Phoenix, AZ
Get in touch
Find out what you qualify for.
Send us a few details. A licensed advisor will follow up within one business day with what's available in your area.